Grain helps build your credit and increase your credit line with only a $25 initial deposit. No credit check or physical card. Grain is available in Maryland, Minnesota, New Hampshire, Ohio, and Utah. • Get an offer in minutes - link your primary checking account and see your credit offer in minutes. • Fast access to credit - Start using your credit after placing just $25 of the security deposit. • Use credit in seconds - instantly transfer credit to your linked checking account and use it as cash, from your debit, or any way you’d like. • Build credit - on-time payments help build your credit. Auto-pay drafts monthly minimum payments before your due date to avoid late and overdraft fees. • Pay deposit in installments - unlock more credit with every installment placed. • Credit reporting - we report your account activity to all three credit bureaus monthly. • Fees - 15% APR and a 1% finance charge on credit advances. A one-time sign-up fee and monthly service fee apply. See Credit Agreement and Terms of Service for more details. • Personalized credit tips - adjust your credit management habits and improve your credit score through actionable recommendations. • Security taken seriously - we protect your data with 256-bit bank-level encryption, and we are FDIC insured. *Credit offer dependent on cash flow in linked checking account. See Credit Agreement and Terms of Service for further details. Grain is headquartered at: 505 14th St Suite 900 Oakland, CA 94612 Grain Help Line: 1 (833) 755-0809 Customer Support: https://graincustomersupport.zendesk.com/hc/en-us Terms of Service: https://trygrain.com/termsofservice/ Privacy Policy: https://trygrain.com/privacypolicy/
Closed Before I Could Get Stsrted??
What in the world? No link to reach out to customer “support” or anything!!! How rude!!!
If I could leave no stars I would
This whole entire app is a scam. It doesn’t matter that you make your payments on time, or that your credit score is great or even moderate, this app uses your info that you give them, sell it then use your information to do fraudulent activities with. If your in need for money and desperate, I would suggest a pawn shop or a pay day loan place. Because at least with those you know your getting screwed over. I’m filing a lawsuit against this app. Anyone who has used it should do the same.
Not good
Worst service ever
Makes no sense
Ridiculous. I can’t even sign up because they only thing there says sign in. When I put my info in it immediately says it’s wrong. Who’s genius idea was it to remove “sign up” and only put “sign in”. That was stupid
Not able to use!
App did not give me a chance to provide my information and said they can’t verify my identity. I wasn’t asked for anything so not sure how that is possible. Oh well another app getting deleted waste of time!
Won’t let me join
I really don’t understand why I can’t join the app. All it says is sign in. Makes no sense
Don’t do it it’s a scam
I had to file bankruptcy because of this company worst company ever we as a people should start a settlement on this company!!
• Remove option to Sign Up – “Open a Credit Account” and replace it with single option to “Sign In” • Added feature to enable “Include Past Due” as part of Auto-Pay functionality. • Minor enhancements • Bug fixes
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